Alcohol-based Hand Sanitizers: Do they fight with all types of germs?

The Centers for Disease Control and Prevention recommends washing your hands with soap and water whenever possible, hand sanitizer can be an addition to this or when washing with soap isn’t an option.

How does it work?

When hand rub sanitizers were first introduced, there was little research to support how efficient they are and what they did or didn’t do. More research needs to be done however scientists are learning more with time.

The primary ingredient in hand sanitizer is isopropyl alcohol (rubbing alcohol), a similar form of alcohol (ethanol or n-propanol), or an amalgamation of them. Alcohols have long been famous for killing microbes by dissolving their protective outer layer of proteins and destroying their metabolism.

According to the CDC, hand sanitizers are capable of killing some germs as effectively as washing your hands with soap and water, unless your hands are extremely dirty or greasy.

As we know that every coin has a flip side, same is the case with hand sanitizers. They can kill a majority of germs but there are some exceptions like :

Cryptosporidium
Clostridium difficile
Norovirus

What to look out for?

The Centers for Disease Control and Prevention suggests that you should opt for sanitizers that have at least 60% alcohol content. Usually, most products contain between 60-95% of alcohol, but don’t assume that the higher the percentage means that it is more effective. For the hand sanitizer to work effectively, it needs to have some water. Some products that are available claim to sanitize your hands but contain too little alcohol or none at all. These products will not offer the protection you need from germs.

How to use hand sanitizers?

When hand sanitizer does work efficiently, their effectiveness is based on numerous factors which are:

How much you use it
Follow a proper technique
Consistency

A hand sanitizer liquid can come in handy when you are using public transportation, came in contact with someone and shook their hands or touched an animal, after you have touched a random object, and so on.

When not to use hand sanitizer?

You should not use hand sanitizer when you can easily opt for soap and water. Some of the situations where you can’t use them are:

Washing hands is convenient
Your hands are extremely dirty or greasy
You have chemicals on your hands
You were exposed to infectious agents that are not capable enough to be killed by hand sanitizer
You’re in a high-infection situation
Is hand sanitizer bad for your health?
No such survey has posed the fact that hand sanitizers are harmful to your health. Although, if you use it too often, the alcohol in it can cause minor skin irritation. So give your hands some breather from it.

What is the best procedure that you should follow when using a hand sanitizer?

To get the best results from hand sanitizer, take one or two squirts or pumps and rub your hands together. Spread it through front and back, between your fingers, around and under your nails. Moreover, it is advisable to opt for sanitizers that hold the moisturizing power of Aloe Vera and Glycerine like Safekind. It is one of the best hand sanitizer brands in the market. They provide instant protection, anytime and anywhere.

You can’t replace hand sanitizer with cleaning products

According to the Food and Drug Administration, disinfectant sprays and antibacterial cleaning wipes should never replace hand sanitizers. Their job is to clean hard and nonporous surfaces, and not human skin.

In the end, for the safety of yourself and others, wash your hands vigorously after using the restroom or after you are done preparing food.

Tips To Get The Best Land Loan

All of us want to possess property of our own some day. Whether it’s a piece of land or an existing home, this asset is something that offers us a great amount of comfort. A plot gives us the freedom to build our own space at a time that we’re comfortable with and in the style that we desire. From its architecture to its interior, you can build your home according to your own specifications. A plot can often be a much cheaper investment than a ready home, allowing us the comfort to spend as much as we want without going overboard. Despite its affordable costing, we might need finance to buy the perfect piece of land. This is when a land loan comes through as the best solution. With a variety of products and schemes being provided by finance companies today, the choices we have are endless!

Speak to your bank about the terms for plot loans before you make a choice. Most finance companies provide 75% of the cost of the land that you wish to buy. You might also have to verify what you wish to buy the land for. Some banks don’t let you borrow money for agricultural properties as the laws and legalities are more complex with that industry than for real estate. Speak to your bank as well as experts and make up your mind about which service you need the land loan for.

Always find out how much loan you’re eligible for before you approach the bank. Many online websites have tools like the eligibility calculator that allows you to determine how much you can borrow. Once you know an approximate figure, you can then lay it down as a budget to find the property. Having a fairly accurate amount in mind can help drastically when we’re on the lookout for plots and plot loans.

Online plot loans allow us the freedom to conduct a thorough research. We can find out everything we need to know without stepping out of our homes and can finalize the process in no time. Visit the official websites of banks and financial institutions and browse through the available loan options. Don’t make a decision without comparing several options and knowing how much you can choose from – finding the best becomes much easier when we know we have the luxury of a variety.

A plot purchase loan is one of the ideal finance options that we can choose from when we wish to purchase a land of our own. Choose your land, choose your loan and make the purchase today!

A Guide For Choosing The Best Housing Finance

The home loan industry in the Indian market is constantly growing and there are various reasons for this boom in the housing finance sector. Firstly, a large majority of the population needs to borrow money from lenders when they wish to buy property. Secondly, with fierce competition in the market, the masses have a variety of options that they can choose from. And lastly, everybody wants to buy property that they can call their own. It’s a symbol of our achievements and success, a tangible asset that we can share with our loved ones. Finding a good home loan is no longer a challenge. However, if we want to find the best home loan , there are a few things that we should keep in mind.

Always remember that the housing finance company that you choose is going to play a vital role in your life for the next few years. Having a good relationship with your lender means that your EMIs, interest rate changes, and any other adjustments are carried out much more smoothly. Choose a bank that’s responsible and friendly, willing to quell your doubts and answer all your questions. Housing finance companies that don’t bother responding to you or don’t have a good reputation in the market are best avoided, even if they’re offering cheaper loan or interest rate options. You should be able go through this experience smoothly and without any regrets.

Online websites make it possible for people to find the perfect home loan without even stepping out of their house nowadays. You can do all your research on the internet and find out everything that you need to, in no time. Browse through financial websites, visit the official sites of banks and financial institutions, and view their home loan options. Ensure that you compare all the options smartly before finalizing on any one. By doing this, you don’t lose out on the best and certainly have an idea of all the possibilities available in the market.

The application process for home loans as well is quite efficient nowadays. The documents required are easy to get hold of, and hence, one isn’t required to run around to put all these documents together. Several banks allow you to apply for the home loan online itself, saving you a lot of time and energy.

Choose your home loan carefully to make sure that you don’t have any regrets in the future. Speak to experts and friends who’ve chosen similar finance options and seek their advice. Get a home loan today, and buy your dream home.